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A family moving in a house

HomeStart DPA
Grant

Get the help you deserve

Down Payment Assistance Program

Homeownership is one of the most significant decisions a family can make. Everyone deserves the opportunity to become a homeowner, regardless of their background. S.H.I.E.L.D. is committed to giving families a real chance to achieve this dream. Through our programs, families can now maximize affordable housing opportunities, empower themselves, raise their standards, and create environments that align with their family goals. The S.H.I.E.L.D. HomeStart Down Payment Assistance (DPA) program brings hope to communities striving to achieve the American Dream.

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S.H.I.E.L.D. is dedicated to being a strong advocate for strengthening the economic ladder by building financial stability through homeownership. Our down payment assistance program is designed to provide real, tangible opportunities for families to buy a home, helping them take a crucial step toward financial independence and long-term security.

Program Highlights

Conventional Grant​

  • No income limits

  • Easy approval process

  • Not limited to first-time home buyers

  • True Grant up to 3% for conventional home loans

  • Can only be used for down payment

  • Refinance after 6 on time payments ok

  • No silent second 

  • DU Approval from the Participating Lender

  • Borrower must be approved by the participating lender

         guidelines/overlays and credit score.

FHA Grant​

  • No income limits

  • Easy approval process

  • One borrower must be a first-time home buyer

  • True Grant up to 3.5% for primary home loans

  • Can only be used for down payment

  • Refinance after 6 on time payments ok

  • No silent second 

  • Up to 4 units

  • DU Approval from the Participating Lender

  • Borrower must be approved by the participating lender guidelines/overlays and credit score.

Online Learning
Family Breakfast
Job interview

All potential homebuyers must complete the Grant Application Form to be approved for the grant (speak with your lender). We proudly support those seeking down payment assistance, ensuring that everyone has a fair chance at homeownership. As part of our process, homebuyers are required to register for and complete an online HUD Education Course, provided by our trusted affiliates. Upon completion, participants will receive a HUD Certificate of Completion.

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Please note that the grant reservation cost above will be applied to S.H.I.E.L.D's administrative and operational expenses, allowing actual donations to be fully directed toward supporting our vital initiatives.

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To register for the Online Education Course, simply click the education link above to begin the registration process on our affiliate’s website.

Home Control App

S.H.I.E.L.D. is dedicated to promoting homeownership by providing comprehensive education to guide buyers through every step of the process. Our goal is to ensure that homebuyers are well-prepared to maintain their homes for years to come.

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To demonstrate commitment, an application fee is required before accessing the grant application. Once the fee is received, applicants can complete and submit the grant form. Within 72 hours, we will review the submission and notify you of the decision. Approved applicants will receive a verification call to confirm the accuracy of the information provided.

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Thank you for choosing S.H.I.E.L.D. We look forward to helping you achieve the American dream of homeownership!

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